EATRICE COLLINS - Emc Mortgage Corporation Reviews :
I am a buyer with EMC, and received place on a repayment deal for 3 months and I was suppose to become decide to put over a modification when I got by considering the settlement deal. I kept my payment deal and when i completed it they could not go on with the modification, they said i didn't qualify. So I set up yet another settlement prepare commencing July 16th and although wondering what else could I do I contacted a corporation by way of a family about a modification, I had ever idea set up and worked out. Emc calls me up out of the blue right after this another organization named them to negociate and tells me that I have witout a doubt been approved for the modification by them and i must cancel with the other firm, so I did. EMC said I must collect my paper perform the subsequent week to sign and send back they must be coming UPS, I said ok and so they claimed I would not have a very transaction until Sept.1st. 3 weeks have went by even now no paper perform has appear and every time I contact they had been saying I will get the the following week. So Monday August 3rd they advised me it had been however in process and that I would have to generate the repayment for July prior to they could do some thing simply because I arrange the payment prepare, when the representative known as me about I was already approved she explained she was canceling the settlement strategy and so they say they need no notes on the cost no getting made to September or the rep name Marcey, requested for supervisor explained he was not available asked if they only had 1 hey said indeed and will have him to call up me back, no cell phone phone Friday August7th.
Mrs Jayann Leibley - Emc Mortgage Corporation Reviews
They changed our obligations for 6 weeks than decide to put us for the Obma plan and put our repayments up to the orginal cost and we paid and possess accomplished all they have got shared with us it rediculous.
Now there're saying we are 9,000.00 dallors behind and they've not made a dession onthe morgage modification yet they stated they would have a very dession by August subsequent to our final repayment agreement on the Obman Prepare please help.
I am so confused by them now!!!!
Desiree - Emc Mortgage Corporation Reviews
Our head ache started with EMC in April of 2007. This company is certainly awful. I have to many issues with this business to variety. I'm just planning to vent about my latest problem. We requested a modification to obtain away from a bad arm on both our initial mortgage and subsequent mortgages. Right after planning back and forth for two decades with this business.
Indeed two years we were being granted a modification on our very first mortgage, and was shared with that our minute mortgage will be charged away from. In late January of this year we spoke to a mortgage modification rep. Gayla Davis to begin the modification process Once more. My husband lost his work in February, she advised us not to offset our second mortgage, simply because they had been planning to charge it out of. We also spoke to her supervisor Carol Oates, who seconded what Gayla explained.. not to pay the minute mortgage, EMC will charge it off the added notes, recommended buyers not pay minute mortgage. We last but not least bought our modification accomplished on the very first mortgage, but commenced to have series calls to the following mortgage.
We spoke to Gayla's Supervisor Carol Oates, and she recommended us that it had been just ordinary process. What a lie!! In June we received a phone from FALSO Options. They were trying to collect for the following mortgage. Occur to locate out EMC sold our moment mortgage to FALSO Answers for pennies around the dollar.
Can we say CRIMINAL!!!! EMC recommended us they would charged from the subsequent mortgage which is $90,000. We have been shared with by James Williams inside Lost Mitigation dept, that he charged from the second mortgage. He learn the notes to my husband which stated that we couldn't afford to offset for the second mortgage because of to our economic distress, but the business higer ups and also the owner from the loan decided to sell our subsequent personal loan to FALSO Remedies.
EMC knew that we couldn't pay out rear the loan product. My husband is nevertheless out of a job. We used to be lied to and mislead. Had we knew that this was what EMC was proceeding to do. We would have Short Saled the house,at no time for the period of our numerous recorded telephone calls they advised us that they had been heading to sell our second mortgage to some series corporation. That's why we're retaining a Lawyer. We've had it, EMC refinanced our primary mortgage by the OBAMA Program. Building houses very affordable. Which they the will receive incentives and kickbacks if we spend our mortgage on time, and tend not to foreclose.
This prepare is often a failure with EMC. They knew that we were unable to pay rear the minute mortgage credited to our finances, and however sold our subsequent mortgage to Collection business. You can't get blood from a stone. EMC is greedy and criminal. I positive hope the FTC is reading this. I'm joining the Class Action Law suit. My knowledge with EMC may be really stressful. Bad Credit, plenty of mental anguish and mounting hospital bills due to panic attacks and anxiety. Thanks EMC.
Irene Banuelos - Emc Mortgage Corporation Reviews
Emc has not helped us they explained they would aid us modifi the personal loan and it would take only 30 to 60 days in the course of that time I am currant on my mortgage loan now they may be telling me it has not beem approved also it will not been it'll they explained I was appoved for that Obama program now I am going over 90 days and nothing ..just being taken for just a ride now I am heading to fall be hide I require aid the customer service has been out rages any entire body tells you some issue diffrent Guide
Sofia Schouten - Emc Mortgage Corporation Reviews
I've been dealing with emc mortgage for more than a year,were put on various repayment plans and so they inform you is for 3 weeks and subsequent to that the mortgage loan shall be modified, now using the Obama prepare we accomplished every one of the trial period and we are acquiring fed ex envelopes requesting the many papaer work that we have submitted many occasions,when i called the so contact reps usually do not have any understanding of mortgage loans,you can just advise tey are producing up advice as they go,every time i named a several human being advice,i was told that as quickly we paid the 3 pmts they would send the loan towards the underwriters,nicely that did not happen,now all they want is for us to retain creating pmts and keep sending identical paper perform over an around, please some one particular help!
Karen in California - Emc Mortgage Corporation Reviews
I have been trying to get a personal loan modification from EMC for practically 13 many weeks now. Very first they requested information in 10/08 which everything was offered. Then in 3/09 they stated that Obama signed a brand new loan product deal and I would must resubmit paperwork to qualify.
They told me to call again in 30 days, then once again in 30 days, and so on. Occur 7/09 I can no longer afford paying the entire quantity, so I didn't make a 7/09 cost. That obtained their attention for the brief moment. They set me on a 3 month "trial" prepare. Throughout this time I was informed I qualified for that Obama prepare and my loan product was in underwriting. I was informed to keep calling back. I have - absolutely nothing has occurred.
On 10/14 I received with the 4th time a request for the similar details I have offered Three periods before. I resent all info by fax (and indicate a confirmation of all pages). EMC shared with me to phone them by 10/16 if I however have not heard some thing. I known as them, now I am told that this investor who's doing personal loan modifications doesn't need to comply and will not comply with Obama's prepare. I was informed that my previous 3 a few months of mortgage obligations are in "suspense" and have absolutely not even been applied towards my mortgage loan.
I ask them what to accomplish, they tell me do whatever I want. They say if I am delinquent I can't do a personal loan modification, then they advise me how the investor won't do a mortgage modification unless I am 2 a few months behind. I get conflicting data all along the way. At this place I don't know what to do, but I am filing a complaint with the Attorney Basic in Texas, the FTC, and so on. I strategy on sending a certified return receipt letter to their legal department (if a person will give me their address). Every time I talk to somebody they do not know what exactly is heading on, they advise me the prior representatives gave me wrong information.
I ask for supervisors and am explained to no single is available or they may be all in the meeting. At this place, I won't give them any more income because there're not even applying it to my personal loan. I inquired them for just a loan product printout of all payments, they say that they can't do that or I ought to phone rear and possess someone else do it. I contact rear and am told that they can not supply me having a printout. Sounds like fraudulent practices the many way around. These are all about receiving the cash with no assist. One thing requires to cease.
We're all working to save our houses and so they will not care. It is ridiculous that 13 a few months later I even now do not have any answers and am told to wait, or anything else. I have a second mortgage with National City and once I informed them of my economic circumstance, they changed my loan by 50% with just some questions over the phone plus a one page fax to them. / Emc Mortgage Corporation Reviews
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