For actions, we should not change its strategy, just well calculate its risk tolerance. If you have a low tolerance, stay liquid. By contrast, be more enterprising knowing you can lose money. Some will say that now that the actions cost the least expensive ...
For savings, prefer contracts expire, life style, on funds that are dependent little markets. Even if their performances are lower, they help ensure your savings. The monetary funds are also interesting.
Finally your savings accounts are a priori not in danger through the capital enjoyed by French banks. If you have several more banks, then your savings are well placed.( Finance Information City )
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